 Luther Burbank Savings | We Want Your Business. It's That Simple Luther Burbank Savings is a community focused, portfolio lender. This means that loan decisions are based on our own guidelines and are made by LBS loan officers and Board members. In addition, we service our loans in the Santa Rosa office.We always look for ways to grant your loan request. We want to invest in your future, and - when you accept an LBS loan - you invest in ours. Luther Burbank Savings offers various long-term adjustable rate loan programs indexed to the twelve-month average of monthly yields on U.S. Treasury securities, as well as short-term fixed rate loans. The initial rate, margin and the maximum lifetime rate on our adjustable loans are all influenced heavily by various factors including competition and supply and demand. The interest rate can also depend on the loan amount and the ratio of loan-to-value requested. If you want excellent service and a friendly, experienced lending staff, Luther Burbank Savings is the place to do business. |